FARM FUNDINGWho We Are
Farm Funding is a financial cooperative providing credit and financial services to farmers, commercial fishermen, forest products producers and agribusinesses in Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island, New York, New Jersey and Vermont.
Contact My OfficeMade in Agriculture
We are a part of the Farm Credit System, a nationwide agricultural network providing credit and affiliated services to those in agriculture and related industries across the United States. Since 1916, the Farm Credit System has supplied the nation's agricultural industry with nearly one-third of its credit needs.
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Who We Serve
Farm Funding serves the credit and financial needs of more than 18,000 producers involved in farming, forestry, fishing and related agribusinesses. We also finance country homes.
View IndustriesHow We Operate
Farm Funding is a cooperative – owned by more than 18,000 customers and governed by a Board of their peers. In addition to customer-elected directors, local Regional Advisory Committees provide local industry expertise and guidance.
Along with a share of voice, our customer-owners may get a share of our net returns in the form of a patronage payment based on their financing with us.
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What We Offer
We are a leading provider of credit and financial services for Northeast agriculture, including those who work in the farming, livestock, timber, fishing and nursery industries.
Commitment to Northeast Rural Communities
Farm Funding's commitment to Northeast rural communities extends beyond credit and financial services. In addition to sponsoring local agricultural events and offering various scholarships to support agricultural education and the industry's future leaders, many Farm Funding teammates volunteer in their community and with agricultural organizations. Farm Funding also offers various grant programs that support the quality of life in rural communities.
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Back to Our Roots
Our 2025 Sustainability Report shares Farm Funding's efforts to support Northeast agriculture through the lens of our association pillars: exceptional customer and employee experience; quality growth; stewardship; data security; and operational excellence. This year's report shows how Farm Funding remains committed to helping our customers achieve their goals.
As we continue to evolve our business, we stay rooted in what matters most: Northeast agriculture, our commitment to customer-owners, and our focus on long-term strength.
Read the Sustainability Report
Where We Are Located
Farm Funding has locations/contact within Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island, New York, New Jersey and Vermont.
How We Serve Each StateFAQs
“Farm Funding is a true partner and ahead of the curve as a lender. Their representatives are facilitators, not road blockers. Credit availability tied to competitive interest rates, crop insurance and regular patronage refunds have positively impacted our business. We could not have carried out many of our projects with any other lender.”
Views From the Field
“Farm Funding is a true partner.”
The mission: immediate expansion
The Crists came to Farm Funding to expand their business after increasing the volume of their apple production and missing key sales dates due to breakdowns and other holdups. The family’s solution was to replace their out-of-date packinghouse with a state-of-the-art facility that would make them more competitive and efficient. Knowing that swings in agricultural markets would make financing hard to obtain from a commercial lender, they turned to Farm Funding.
How we helped
Farm Funding was instrumental in funding an expansion that better prepared them to profit from key agricultural cycles. Their Farm Funding loan officer’s understanding of the Crists’ business and industry needs helped shepherd the loan through to meet their specific needs.
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